@font-face{font-family:'Sora';font-style:normal;font-weight:600;font-display:optional;src:url(/assets/bg/fonts/sora-600-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Sora';font-style:normal;font-weight:600;font-display:optional;src:url(/assets/bg/fonts/sora-600.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Sora';font-style:normal;font-weight:700;font-display:optional;src:url(/assets/bg/fonts/sora-700-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Sora';font-style:normal;font-weight:700;font-display:optional;src:url(/assets/bg/fonts/sora-700.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Lora';font-style:normal;font-weight:400;font-display:optional;src:url(/assets/bg/fonts/lora-400-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Lora';font-style:normal;font-weight:400;font-display:optional;src:url(/assets/bg/fonts/lora-400.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Lora';font-style:normal;font-weight:600;font-display:optional;src:url(/assets/bg/fonts/lora-600-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Lora';font-style:normal;font-weight:600;font-display:optional;src:url(/assets/bg/fonts/lora-600.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}

:root{--tl:#0f4c5c;--tl2:#0a3641;--co:#e36414;--co2:#c4520c;--pa:#fbf8f3;--pa2:#f3ede3;--ink:#1f2a30;--mu:#5d6970;--li:#e2dbcf;--wh:#fff}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-padding-top:84px}
body{margin:0;background:var(--pa);color:var(--ink);font:17.5px/1.72 Lora,Georgia,'Times New Roman',serif}
h1,h2,h3,summary,.bk-brand,.bk-menu,.bk-bar__cta,.bk-crumbs,.bk-kpi,.bk-b,.bk-by,.bk-help,.bk-form,.bk-tile,.bk-rel,.bk-t th,.bk-foot h2,.bk-foot__brand,.bk-toc{font-family:Sora,'Segoe UI',Arial,sans-serif}
h1{font-weight:700;font-size:clamp(28px,4vw,44px);line-height:1.16;letter-spacing:-.015em;margin:.2em 0 .4em;max-width:24em}
h2{font-weight:700;font-size:clamp(22px,2.5vw,29px);line-height:1.25;margin:1.8em 0 .5em;color:var(--tl2)}
h3{font-weight:600;font-size:19px;line-height:1.35;margin:1.4em 0 .35em}
a{color:var(--tl);text-underline-offset:3px}a:hover{color:var(--co2)}
img{max-width:100%;height:auto}
.bk-w{max-width:1200px;margin:0 auto;padding:0 16px}
.bk-skip{position:absolute;left:-999px}.bk-skip:focus{left:10px;top:10px;z-index:99;background:#fff;padding:8px}
.bk-bar{position:sticky;top:0;z-index:50;background:var(--wh);box-shadow:0 1px 0 var(--li)}
.bk-bar__in{display:flex;align-items:center;gap:18px;min-height:64px}
.bk-brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:19px;color:var(--tl2);text-decoration:none;margin-right:auto}
.bk-nav{display:flex;flex-wrap:wrap;gap:2px}
.bk-nav a{padding:8px 11px;border-radius:999px;font-size:14.5px;font-weight:600;color:var(--ink);text-decoration:none}
.bk-nav a:hover,.bk-nav a[aria-current]{background:var(--pa2);color:var(--tl)}
.bk-menu{display:none}
.bk-bar__cta{background:var(--co);color:#fff;text-decoration:none;font-weight:600;font-size:14px;padding:9px 14px;border-radius:999px;white-space:nowrap}.bk-bar__cta:hover{background:var(--co2);color:#fff}
@media(max-width:1100px){.bk-nav{display:none}.bk-menu{display:block;position:static}.bk-menu summary{display:flex;align-items:center;gap:8px;list-style:none;cursor:pointer;font-weight:600;font-size:15px;padding:8px 12px;border:1px solid var(--li);border-radius:999px}
.bk-menu summary::-webkit-details-marker{display:none}.bk-menu summary span,.bk-menu summary span:before,.bk-menu summary span:after{display:block;width:16px;height:2px;background:var(--ink);position:relative;content:""}
.bk-menu summary span:before{position:absolute;top:-5px}.bk-menu summary span:after{position:absolute;top:5px}
.bk-menu[open] nav{position:absolute;left:0;right:0;top:64px;background:#fff;display:flex;flex-direction:column;padding:8px 16px 16px;box-shadow:0 12px 24px rgba(15,76,92,.15)}
.bk-menu[open] nav a{border-bottom:1px solid var(--li);padding:12px 4px;font-size:16px;font-weight:600;color:var(--ink);text-decoration:none}
.bk-bar__cta{display:none}}
.bk-band{background:var(--tl);color:#e6f0f2;padding:26px 0 30px}.bk-band--home{padding:38px 0 42px;background:linear-gradient(120deg,var(--tl2),var(--tl))}
.bk-band h1{color:#fff}.bk-crumbs{font-size:13.5px;color:#b9d2d8}.bk-crumbs a{color:#fff;text-decoration:none}.bk-crumbs a:hover{text-decoration:underline;color:#fff}
.bk-lede{font-size:19px;line-height:1.6;max-width:44em;margin:0;color:#e6f0f2}
.bk-after{padding-top:16px}
.bk-by{display:flex;gap:12px;align-items:center;font-size:14.5px;color:var(--mu)}.bk-by img{border-radius:12px}.bk-by p{margin:0;line-height:1.45}.bk-by small{font-size:13px}
.bk-kpi{list-style:none;margin:18px 0 4px;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.bk-kpi li{background:var(--wh);border:1px solid var(--li);border-top:4px solid var(--co);border-radius:10px;padding:12px 14px}
.bk-kpi b{display:block;font-size:clamp(19px,2.2vw,24px);color:var(--tl2);line-height:1.2}.bk-kpi span{display:block;font-size:13.5px;color:var(--mu);line-height:1.4;margin-top:4px}
.bk-cols{display:grid;grid-template-columns:minmax(0,1fr);gap:34px;padding-top:10px;padding-bottom:44px}
@media(min-width:1101px){.bk-cols{grid-template-columns:minmax(0,1fr) 290px}.bk-cols--plain{grid-template-columns:minmax(0,1fr)}.bk-rail{position:sticky;top:80px;align-self:start;max-height:calc(100vh - 96px);overflow-y:auto}}
@media(max-width:1100px){.bk-rail{order:-1}.bk-help{display:none}}
.bk-main{min-width:0;max-width:820px}
.bk-art>p:first-child{margin-top:0}
.bk-toc{background:var(--wh);border:1px solid var(--li);border-radius:10px;padding:10px 16px;margin-bottom:16px;font-size:14.5px}
.bk-toc summary{font-weight:700;cursor:pointer;color:var(--tl2)}.bk-toc ol{margin:8px 0 2px;padding-left:20px}.bk-toc li{margin:5px 0;line-height:1.35}.bk-toc a{color:var(--ink);text-decoration:none}.bk-toc a:hover{color:var(--co2)}
.bk-help{background:var(--tl2);color:#d7e6ea;border-radius:12px;padding:18px;display:flex;flex-direction:column;gap:10px;font-size:14.5px}.bk-help p{margin:0;line-height:1.5}.bk-help__h{color:#fff;font-weight:700;font-size:17px}
.bk-b{display:block;text-align:center;background:var(--co);color:#fff;text-decoration:none;font-weight:600;font-size:15px;padding:10px 14px;border-radius:999px}.bk-b:hover{background:var(--co2);color:#fff}
.bk-b--ghost{background:transparent;border:1.5px solid #fff}.bk-b--ghost:hover{background:#fff;color:var(--tl2)}
.bk-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:18px 0;border:1px solid var(--li);border-radius:10px;background:var(--wh)}.bk-scroll:focus{outline:2px solid var(--co)}
.bk-art table{border-collapse:collapse;width:100%;font-size:15.5px;line-height:1.5}.bk-scroll table{min-width:540px}
.bk-art th{background:var(--tl);color:#fff;font-weight:600;font-size:14px;text-align:left;padding:10px 12px;vertical-align:bottom}
.bk-art td{border-top:1px solid var(--li);padding:10px 12px;vertical-align:top}.bk-art tbody tr:hover td{background:var(--pa)}
.bk-tiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:14px;margin:18px 0}
.bk-tile{background:var(--wh);border:1px solid var(--li);border-radius:12px;padding:16px 16px 14px;display:flex;flex-direction:column;gap:4px}
.bk-tile__t{margin:0;font-size:17px;line-height:1.3}.bk-tile__t a{color:var(--tl2);text-decoration:none}.bk-tile__t a:hover{color:var(--co2);text-decoration:underline}
.bk-tile p{margin:0}.bk-tile__c{font-size:13.5px;color:var(--mu)}.bk-tile__fee{font-weight:600;font-size:15px;color:var(--co2)}.bk-tile__x{font:15px/1.5 Lora,Georgia,serif}
.bk-tile__g{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px!important}.bk-tile__g span{font-size:12.5px;background:var(--pa2);color:var(--tl2);padding:2px 9px;border-radius:999px}
.bk-tl{list-style:none;margin:20px 0;padding:0;counter-reset:s}
.bk-tl li{counter-increment:s;position:relative;padding:0 0 18px 52px;border-left:2px solid var(--li);margin-left:17px}.bk-tl li:last-child{border-left-color:transparent}
.bk-tl li:before{content:counter(s);position:absolute;left:-18px;top:-2px;width:34px;height:34px;border-radius:50%;background:var(--co);color:#fff;font:700 15px/34px Sora,sans-serif;text-align:center}
.bk-tl h3{margin:0 0 4px 0;font-size:17.5px;color:var(--tl2)}.bk-tl p{margin:0}
.bk-form{background:var(--wh);border:1px solid var(--li);border-radius:14px;padding:22px clamp(16px,3vw,28px);margin:34px 0;box-shadow:0 8px 24px rgba(15,76,92,.08)}
.bk-form__head h2{margin:0 0 4px;font-size:23px}.bk-form__head p{margin:0 0 14px;color:var(--mu);font-size:15px}
.bk-form__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 14px}@media(max-width:640px){.bk-form__grid{grid-template-columns:1fr}}
.bk-form__grid p{margin:0 0 8px}.bk-form label{font-size:13.5px;font-weight:600;color:var(--tl2)}.bk-form__wide{grid-column:1/-1}
.bk-form input:not([type=checkbox]),.bk-form select{display:block;width:100%;margin-top:4px;padding:11px 12px;border:1px solid #cfc6b8;border-radius:8px;background:#fff;color:var(--ink);font:16px Sora,sans-serif}
.bk-form input:focus,.bk-form select:focus{outline:2px solid var(--co);border-color:var(--co)}
.bk-form__cks{display:flex;flex-direction:column;gap:6px;margin:6px 0 12px}.bk-form__cks label{display:flex;gap:8px;align-items:flex-start;font-weight:400;font-size:13.5px;color:var(--ink)}.bk-form__cks input{margin-top:4px}
.bk-form__go{display:flex;flex-wrap:wrap;align-items:center;gap:12px;font-size:14.5px}.bk-form button{background:var(--co);color:#fff;border:0;border-radius:999px;padding:13px 26px;font:600 16.5px Sora,sans-serif;cursor:pointer}.bk-form button:hover{background:var(--co2)}
.bk-form__msg{margin:8px 0 0;font-weight:600;color:var(--co2);min-height:1em}
.bk-hp{position:absolute;left:-5000px;width:1px;height:1px;opacity:0}
.bk-qa{background:var(--wh);border:1px solid var(--li);border-radius:10px;margin:10px 0;padding:0 16px}
.bk-qa summary{cursor:pointer;list-style:none;padding:12px 26px 12px 0;position:relative}.bk-qa summary::-webkit-details-marker{display:none}
.bk-qa summary:after{content:"+";position:absolute;right:0;top:9px;font:600 22px/1 Sora,sans-serif;color:var(--co)}.bk-qa[open] summary:after{content:"–"}
.bk-qa h3{margin:0;font-size:17px;color:var(--tl2)}.bk-qa div{padding:0 0 12px}.bk-qa div p{margin:.3em 0}
.bk-rel{margin:34px 0 10px}.bk-rel h2{font-size:21px}.bk-rel div{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:10px}
.bk-rel a{display:block;background:var(--wh);border:1px solid var(--li);border-left:4px solid var(--tl);border-radius:8px;padding:10px 14px;text-decoration:none;color:var(--ink);font-size:15px}
.bk-rel a:hover{border-left-color:var(--co)}.bk-rel strong{display:block;color:var(--tl2)}.bk-rel span{display:block;font-size:13.5px;color:var(--mu);font-weight:400;margin-top:2px}
.bk-nb{margin:26px 0}.bk-nb h2{font-size:18px}.bk-nb ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.bk-nb a{display:block;background:var(--pa2);border-radius:999px;padding:6px 14px;text-decoration:none;font:600 14px Sora,sans-serif;color:var(--tl2)}.bk-nb a:hover{background:var(--tl);color:#fff}
.bk-src{margin-top:30px;font-size:14.5px;color:var(--mu)}.bk-src h2{font-size:17px;color:var(--ink)}.bk-src ul{padding-left:20px}.bk-src li{margin:4px 0;word-break:break-word}
.bk-foot{background:var(--tl2);color:#c6d8dd;font-size:15px}.bk-foot a{color:#fff}
.bk-foot__cols{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:26px;padding-top:36px;padding-bottom:22px}
@media(max-width:980px){.bk-foot__cols{grid-template-columns:1fr 1fr}}@media(max-width:520px){.bk-foot__cols{grid-template-columns:1fr}}
.bk-foot h2{font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:#8fb3bc;margin:0 0 8px}.bk-foot ul{list-style:none;margin:0;padding:0}.bk-foot li{margin:6px 0}
.bk-foot__brand{font-weight:700;font-size:20px;color:#fff;margin:0 0 6px}.bk-foot__me p{margin:0 0 10px}.bk-foot__addr{font-size:13.5px}
.bk-foot__low{border-top:1px solid #1f5b6a;padding-top:12px;padding-bottom:22px;font-size:13px}.bk-foot__low p{margin:4px 0}
.bk-wa{position:fixed;right:16px;bottom:16px;width:54px;height:54px;border-radius:16px;background:#1f9d55;color:#fff;display:grid;place-items:center;box-shadow:0 8px 18px rgba(0,0,0,.22);z-index:60}
.bk-fig{margin:20px 0}.bk-fig img{display:block;border-radius:12px}.bk-fig figcaption{font-size:13.5px;color:var(--mu);margin-top:6px}
.bk-note{background:#fff4ec;border-left:4px solid var(--co);border-radius:6px;padding:12px 16px;margin:18px 0}.bk-note p{margin:.3em 0}
.bk-h3{color:var(--tl2)}